Finance

Knowledge is Recession Proof

Knowledge is Recession Proof

In the past few months we have heard nothing but bad news from the radio and new channels. We tend to wonder: “When will this get better?” We are facing a national recession and a global recession with no signs of recovery. We are faced with the greatest housing depression ever and are now about to break records for unemployment….

Refinancing Your Mortgage

Refinancing Your Mortgage

The housing market is bad, the credit market is frozen, and your home is probably worth half of what it was 3 years ago. Let’s look at what has changed in the past year around refinancing rules and if it right for you. In the past, many of us were allowed to buy homes for special $0 down programs, like…

What is the stock Market and How To Invest In It?

What is the stock Market and How To Invest In It?

Some of us are experts in finance and understand the reality behind what we do financially everyday, we read the paper daily and simply understand all there is to know about the articles, including all those complicated initials; S&P, DOW and others. For those of us that are not at that level, here is a brief overview of what the…

Are You Prepared for Tax Season?

Are You Prepared for Tax Season?

I am sure you are all aware that tax season is here and that now would be a good time to get your documents in order.  I wanted to give some basic pointers around doing your taxes that might help some of the beginners out there. The most important and most misunderstood aspect of taxes, is the IRS. Often people…

Cash is King

Cash is King

In this terrible economy, or in any terrible economy, a common problem is the lack of credit and the overall credit freezes that the financial institutions put in place. The credit freeze can impact us in many ways. -Credit cards being shut down -Car and home loans become harder to get -Rates rise and fees on accounts increase These are…